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Raise Financial

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Raise Financial focuses on democratizing investment access through two main products: an S&P 500 investment membership and crowdfunded 529 education savings accounts. They serve everyday savers who want simplified, diversified investing with flexible subscription-based pricing.

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Investment Thesis

Raise Financial believes that traditional investing tools are outdated and that real wealth-building requires smarter, more flexible options designed for modern life. They emphasize long-term, diversified investing in the S&P 500 through a subscription model that makes investing budgetable and accessible. The core philosophy centers on giving users an ‘upfront investment boost’ to begin their wealth-building journey early, enabling compound growth over time.

What Sets Them Apart

  • Provides upfront S&P 500 investment (like 'a mortgage for stocks') rather than requiring users to accumulate capital first
  • Membership-based subscription model ($30-$300/month) makes investing budgetable and easy to plan for
  • Uses buffered ETFs that protect against downside risk while maintaining upside exposure
  • 100% revenue from membership fees only - users receive all investment returns
  • Flexible exit policy - upgrade, downgrade, or cancel anytime with no penalties
  • Crowdfunding capability for 529 education accounts through shareable family networks

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