SaaS Capital

VCMatch tracks SaaS Capital as an investor focused on Enterprise SaaS and AI/ML companies, Growth rounds, US, Canada, and UK markets, and $2m to $15m check sizes. Upload your deck to compare your startup against the full private matching profile.

Check Size

$2m to $15m

Stages

Growth

Focus Areas

Enterprise SaaS, AI/ML

Geography

US, Canada, and UK

Investment Thesis

SaaS Capital’s core investment philosophy is to provide non-dilutive, SaaS-tailored growth capital via MRR-based credit facilities so founders can scale without selling equity. They position debt as a tool to “extend your runway” and create equity value—stating that modest increases in ARR “generate equity value that far outweighs the cost of capital”—and emphasize long-term, data-driven partnerships with scaling B2B SaaS and subscription-AI businesses rather than taking board control or equity stakes.

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Investment Focus

Who should take a closer look

SaaS Capital is most relevant for founders raising Growth rounds in Enterprise SaaS and AI/ML, especially across US, Canada, and UK, with public check-size signals around $2m to $15m.

Focus statement

They focus exclusively on lending to scaling B2B SaaS and subscription-AI companies (US/Canada/UK) with product-market fit and scale (minimum ~$3M ARR / $250k MRR and ~85% retention), offering $2M–$15M MRR-based committed credit facilities to grow without dilution.

Value Add

Singular SaaS specialization and track record: "pioneered alternative lending to software companies starting in 2007" and have funded 100+ (150+) companies across multiple funds.
Proprietary MRR-based committed credit facility: "We originated, refined, and optimized the MRR-based credit facility" that automatically increases availability as MRR grows (advance multiples of 5x–8x MRR).
Growth-aligned product design: long commitment/repayment periods (5+ years), fewer covenants, pricing tied to usage (borrow as needed) to lower interest expense.
Fast, founder-friendly process: can usually issue a term sheet in ~1 week and fund in ~5–8 weeks; small, principal-led team throughout engagement.
Non-dilutive, non-operating approach: "SaaS Capital never takes a board seat nor has any other operating control of your business."
Value-add beyond capital: original, data-driven SaaS research, executive roundtables, and introductions to SaaS-specific advisors, VCs, PE and M&A partners.