Quiq Capital

quiqcapital.com

Quiq Capital focuses on providing financing solutions for underserved borrowers in the $500K-$10M funding gap through secured, asset-backed lending while delivering attractive risk-adjusted returns to investors through private credit opportunities including corporate loans, real estate debt, and structured credit investments.

Check Size

$220K - $10M

Stages

Not specified

Focus Areas

Other, Other, Other

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Investment Thesis

Quiq Capital’s investment philosophy centers on delivering risk-adjusted returns by targeting secured, sub-$10mm asset-backed loans with conservative loan-to-value ratios, disciplined underwriting, and active portfolio oversight. The firm was built to restore liquidity to an overlooked market segment by addressing a funding gap created by regulatory changes and increased capital requirements that restrict bank lending to small- to medium-sized enterprises and lower-middle-market businesses seeking $500K-$10M in financing.

What Sets Them Apart

Highly selective underwriting process: evaluates $4B+ in loans but funds less than 2%
Vertically integrated platform handling every stage of the investment life cycle
Dual-sided value proposition: timely, cost-effective financing for borrowers versus equity-like returns (12-18% target yield) for investors
Industry-agnostic approach with bespoke financing solutions tailored to borrower needs
Sophisticated bottom-up approach to structured credit (CMBS/ABS) with minority stakes (<5%) maintained for liquidity management
Institutional team with decades of alternative investment experience combined with boutique agility
Active portfolio oversight and proactive asset management rather than passive approaches